Fire damage to beloved homes, cabins and properties throughout the United States is a sad reality many Americans are facing with the onslaught of soaring temperatures and untamed fires in a good many regions of our county. While most property owners are relieved to have insurance in place, some are frustrated to the point of desperation that their insurers are not willing to cover all or any of the damage. This is referred to an insurance bad faith and there are in fact legal remedies. It is wise to bring on a skilled insurance lawyer very early in your claim, to greatly increase the chances of being treated fairly and receiving full recovery for your damages and losses.
When a fire occurs and people are hurt or property sustains damages, an insurance company knows what they are bound legally to pay on the claim. Unfortunately, in some cases an insurance company acts in an unscrupulous manner after a claim is filed in an effort to avoid or minimize their payout. You may have legal recourse against your insurer if:
The good news for victims of insurance bad faith due to fire damage is this; because insurance companies have a distinct advantage over their insured clients when they create an insurance contract, the law typically interprets the insurance contract in favor of insured parties when an ambiguity is present as to the meaning of a clause in a contract. Insurance companies are required by law to promptly and in a thorough manner investigate a claim and furnish an explanation in writing to the insured stating reasons for the denial.
An insurance company does not have the right to utilize intimidating or aggressive tactics in an effort to scare their customer into settling for less than the full value of the claim or dropping the claim outright. The experienced and aggressive insurance lawyers listed on this site have successfully handled insurance bad faith claims and will explain all legal options and answer your many questions. If you or a loved one are fighting a fire damage claim and experiencing insurance bad faith, CALL NOW for a complimentary and confidential case review with a skilled insurance lawyer.
If you live in California, Nevada, Arizona, Wyoming, New Mexico, Colorado, New York, or anywhere else experiencing fires in the United States, call to speak to skilled personal injury lawyers on this site who can help you with your claim.